ISO TC 68 is the technical committee of the International Standards Organisations dedicated to financial services. One of the major current activities is the ISO 20022 standard, also known as UNIFI. Transactions in the financial services industry are more complex than in other industries, as even simple transactions involve a large number of actors (debtor, creditor, their banks, clearing houses) and complex message flows.

The ebXML Business Process specification is designed to support complex choreographies and collaborations involving multiple business partners.